The central bank to ease the discount trade background verification of the property of the

The central bank to ease the discount trade background verification of the property of the bank loan financing approved by the Sina fund exposure platform: letter Phi lag behind false propaganda, the performance of long-term lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! On each reporter Shi Na in recent years, the frequent cases of bill risks. Only this year, the Agricultural Bank, CITIC Bank, Tianjin bank and other banks exposed bill risk events, involving a total amount of more than 10 billion yuan. It is worth noting that, in these cases, the vast majority of votes of the risk event. The day before, the central bank issued the "notice on regulating and promoting the development of the electronic commercial draft business" (Yinfa 2016 No. 224, hereinafter referred to as No. 224). According to the 224 article, "since January 1, 2017, a single ticket amount must be all through the electronic ticket system for more than 3 million yuan in commercial bills; since January 1, 2018, the principle of single ticket amount must be all through the electric bill for more than 1 million yuan in the commercial bill." In addition, the "daily economic news" reporter noted, No. 224 also mentioned two main contents: one is to expand the scope of bill discount market participants, all financial institutions can participate; two is to cancel the ticket discount electricity trade background review, guide the use of electronic ticket. In this regard, many people in the industry said that this is a milestone in the development of electronic bills. The ticket discount is no longer a review of trade electrical background according to the 224 article, "the electronic commerce enterprises to apply for electric bill acceptance, financial institutions through the examination of electronic orders or electronic invoices, online review authentic trade relationship and creditor debtor relationship of electric ticket. Enterprises to apply for discount tickets, no need to provide financial institutions, contracts, invoices and other information". This is undoubtedly a heavy content. In December 31, 2015, the CBRC issued the "Chinese General Office of the CBRC on the bills business risk warning notice" (Banking Office FA 2015 No. 203, hereinafter referred to as No. 203), the financial institution shall not apply for no real trade background notes business, has handled various certificate acceptance, discount note bank information, to prevent false trading and repeated use of invoices. In this regard, Zhejiang platinum Rui Asset Management Limited company president Guo Qinlin told the "daily economic news" interview with reporters, electronic ticket discount is no longer a review of trade background, which is essentially admitted to the bill financing function. It has taken a big step forward. At the same time, Guo Qinlin also said that after the electronic bills, to trace the real trade background, has no meaning. In fact, the risk control has been done in place, there is no need to do the audit under the line. As to the terms of service tickets may be caused by "unfair" (tickets and no similar "exemption clause"), Guo Qinlin said, there must be a transition phase, guess there will be a period of "double track" exist. Industry: paving the way for the ticket on the line has been the development of the bill industry is plagued by real trade background, many industry theory相关的主题文章: